Commercial property Insurance
We like to make life easier. By insuring your whole commercial property portfolio in one place, you'll get one renewal date, one reference number, one price and only one company to deal with. Not only that, but it's likely to be cheaper for you too. Call our specialist commercial property insurance team to discuss your options. Property owners’ liability insurance provides protection for claims made against you in respect of damage to third-party property or injury to third-party persons, as a result of negligence relating to the property you are responsible for. It is possible to include this in all the policies we provide – just let us know the limit of cover you need.
If you experience an insured loss at the property, it may become uninhabitable while repairs are carried out. To protect you from losing out on rent, or if you need to cover the cost of alternative premises for your tenant, this cover will reimburse you for the amount you would have earned from your tenants during the interruption period. The period of cover can be tailored to suit the nature of your property, up to 36 months. A commercial property owners’ insurance package will protect your business and its’ premises through a combination of property damage and liability insurances. It can be made up of covers including buildings, landlord’s contents, loss of rent, property owner and employers' liability insurances. Commercial fire and theft insurance perils are included, which provides protection against fire, electrical fire, arson and break-ins.