Buildings and contents insurance
When taking out Contents Insurance, there are two options you can choose from: a standalone policy or a Combined Contents and Buildings Insurance policy. You can get a Contents-only Home Insurance policy if you only want to cover your personal possessions and not the building itself. This is ideal for tenants in flats or shared accommodation where it is the responsibility of the landlord to set up and cover the costs of a Building Insurance policy. Choosing a Combined Buildings and Contents Insurance policy is a great way to cover your home in full. It means you’ll be covered not only for the loss or damage of your belongings but also for any damage to the structure of the house itself. A combined policy is ideal for homeowners. Lenders usually stipulate that you need to have Buildings Insurance as part of your mortgage agreement, so you’ll need to buy it either way. By combining policies, insurers will often be able to offer a small discount overall, meaning your Contents Insurance may be cheaper. You can learn more about our Buildings Insurance here.
Why choose Pinnacle for your Contents Insurance?
There are several compelling reasons why Pinnacle should be your first choice for a Contents Insurance policy. Specialist insurers - We’ll compare quotes from our specially selected panel of insurers to give you the lowest price we get back. Policies tailored to you - You can tailor your insurance with optional additional cover to suit your personal needs. Easy-access online hub - We store your insurance documents in our handy online insurance hub so you can view them at any time.