Business Loans
In general terms, a business loan is a sum of money issued to a business owner exclusively for use in their business and is repaid with interest over an agreed term. The distinction between a business loan and a personal loan is that a business loan is used for buying stock, plant & machinery, and equipment or anything else solely for use in a business. Understanding how business loans work can help you find the right funding for your company. Typically, a business loan can range from £1,000 to several million, with terms varying from a one-month repayment up to 15 years. Before you apply for a new loan, make sure that you settle all outstanding debt. A demonstrable positive cash flow means a company's liquid assets are increasing, enabling it to cover liabilities, grow the business, pay expenses, and provide a bulwark for unexpected situations.
We offer a range of economical policy options and cover extensions to suit different trip types including business travel, weddings, cruises, adventure and sporting activities, as well as policies tailored for families, couples, solo travellers and groups. However, if you take multiple holidays a year, then consider opting for our Annual Multi Trip Cover. This can work out to be a cheaper travel insurance option in the long run and save you the hassle of having to arrange cover each time you travel. You’ll be pleased to learn that we include cover for many minor and well managed medical conditions free of charge, and even if you, your child or another member of your travelling party has more serious conditions, we may still be able to help find a low cost travel insurance solution. All pre-existing medical conditions can be screened and added to your travel insurance policy online, so there is no need to call and go through your conditions over the phone.